We provide cover for legal liability, including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. See the PDS for full details.
Please note: you must not admit fault or liability for the claim, or incur any legal costs without 1Cover's prior written approval.
Terms and conditions, limits and exclusions apply. Please see PDS for full details.
Terms and conditions, limits and exclusions apply. Please see PDS for full details.
Find out what else travel insurance covers here.
Personal liability is one of the benefits we have that cover your legal liability for payment of compensation in respect of death or bodily injury, and/or physical loss of, or damage to property.
We will also reimburse your reasonable legal expenses for settling or defending the claim made against you. You must not admit fault or liability for the claim, or incur any legal costs without our prior written approval.
Please note that we do not offer personal liability cover whilst you are in ownership or in control of a motor vehicle, motorbike or scooter, and we don’t replace any aspect of car insurance.
Our Comprehensive, Domestic and Frequent Traveller policies do, however, offer cover for Rental Vehicle Excess.
For the full terms of the Personal Liability benefit please refer to our PDS.
Our personal liability benefit does not extend to cover you whilst driving a car or riding a scooter/motorcyle. We do not replace any aspect of car insurance. Please read the PDS for full details on personal liability cover.
Our Comprehensive, Already Overseas, Domestic and Frequent Traveller policies do, however, offer cover for Rental Vehicle Excess. Please note that rental vehicle excess is not applicable to motorcycles or scooters. Please see the PDS for complete details on rental vehicle excess.
Our personal liability benefit is excluded if you're in control of any motor vehicle.
However if your rental vehicle agreement, covers third parties and you have to pay an excess, then you may have a provision to claim for this excess amount if your policy covers Rental Vehicle Excess.
To read about Rental Vehicle Excess click here.
Going Snowboarding, Sailing, Or Motorbiking? We Cover 100+ Activities and Sports. Visit our Activities Page to see what sorts of activities you're covered for and what you're not.
A pre-existing medical condition is something that must be disclosed when you’re purchasing travel insurance. Find out what they are and how they affect your travel insurance.
You or someone you’re travelling with is going to have a baby…so you’ll need to find out how travel insurance works for pregnant women
From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
.png)
AU
NZ 