Direct Travel Insurance

Buy Travel Insurance Direct Online & Save!

Where

Please Note: There is no cover under any of our policies for travel to countries for which the Australian Government has issued a ‘do not travel’ warning.
Start of cover
Age Of Each Traveller Please input age(s).

Are all travellers under 19 your children or grandchildren?

Dependants are defined by 1Cover as your children or grandchildren, not in full time employment, who are under the age of 19 and travelling with you for 100% of the journey. Before proceeding, please confirm that all travellers under 19 are dependants of the adult travellers. If the child is not classified under the above terms then please treat them as an adult traveller within this policy.

Yes No
All Travellers Must be Australian Residents
The Already Overseas cover is appropriate for Australia residents who are already overseas and need travel insurance cover because they have either forgotten to purchase before they left Australia or, their existing travel insurance policy has expired.

Please read our conditions of purchase carefully. We can only provide cover provided that you satisfy the following conditions at the time of purchase:

You are aged 64 or under; and

You have a permanent residential address in Australia and will be returning to resume residence in Australia at the end of your journey; and

You intend to return to Australia on the date your policy ends; and

You purchase your policy within 5 days from either the date you departed Australia; or the expiry of any other travel insurance policy; and

Your period of overseas travel does not exceed 15 consecutive months in total from the date you originally departed Australia;

Please note:

For this cover "journey" means the time from when the policy is issued while you are overseas and ends when you arrive at any immigration counter in Australia.

Journeys can be up to a maximum of 90 days.

Purchasing an Already Overseas policy is limited to one journey every 12 months.

There is no cover provided for the first 72 hours from the start date of your certificate of insurance.
Agree
We Are Sorry!

We are unable to provide cover for this trip. Travellers aged over 64 years are not covered for this trip.

Please visit our partner website www.comparetravelinsurance.com.au to purchase travel insurance for this trip.

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We Are Sorry!

We are unable to provide cover for this trip. Travellers aged 80 years or over can only purchase travel insurance for a maximum duration of 6 months.

Please visit our partner website www.comparetravelinsurance.com.au to purchase travel insurance for this trip.

Get Quotes

We Are Sorry!

We are unable to provide cover for this trip. Domestic Travellers are covered for maximum duration of 93 days.

Please visit our partner website www.comparetravelinsurance.com.au to purchase travel insurance for this trip.

Get Quotes

Before you buy,
please read our travel alerts.

Direct Travel Insurance Benefits

You can save when you buy your travel insurance direct online. At 1Cover, we do not pay travel agents' commissions to sell our travel insurance so we pass on the savings to our customers with quality travel insurance policies and lower prices. We offer medical only and comprehensive international travel insurance as well as annual multi-trip policies for frequent travellers who take multiple overseas trips per year.

If you have just booked your travel via travel agents such as Expedia, Flight Centre, Webjet, Hello World or one of the many others available, you may be paying extra for commissions. taking out Travel Insurance straight away to ensure you are covered for cancellation costs immediately. Purchasing your travel insurance direct from 1Cover is quick and easy and can be set up in a couple of minutes. Compare your travel insurance quote now.

Unlimited
Medical

Peace of mind when overseas. Even with our Medical Only policy, we offer unlimited medical coverage.

Long-term Cover
Trips

Relax and take a long break. We offer comprehensive cover for overseas trips that are up to 12 months long.

Cover for Dependants

Travelling with your kids or grandkids? No worries; add your dependants onto one policy.

Range of
Policy Types

Get the cover to suit you. Choose from Medical Only, Comprehensive or Frequent Traveller plans.

Optional Rental Car Excess

Hire a rental car and we can cover the excess up to $5,000 or $10,000 if the car is stolen, damaged or in an accident.

Overseas & Domestic Cover

As well as providing cover for overseas travel, we also cover your domestic trips.

Travel Under one policy

Add your spouse or partner to your Frequent Traveller policy and ensure you're both covered on your trips through the year.

Customise Your Policy

There are three annual policy types designed to suit different trip lengths, plus a range of optional extras.

Table of Benefits - 1Cover Direct Travel Insurance

Our direct travel insurance provides cover for emergency medical, adventure activities, personal liability and more. Explore our Table Of Benefits to see all the cover provided.

Table Of Benefits

Read the full policy wording in our Product Disclosure Statement for more details including full terms and conditions, limits and exclusions that apply.

Policy Wording

Optional Coverage

Cruise Pack

Going on a cruise? Stay safe and ensure you're properly covered on your cruise holiday by adding our Cruise Pack to your policy. See PDS for full details.

Winter Sports Pack

If you're hitting the slopes anytime during the year you'll need to add the Winter Sports Pack to your policy to ensure you're covered. It provides cover for winter sports activities such as skiing or snowboarding, plus a whole heap more benefits. See PDS for full details.

Rental Vehicle Excess Pack

Choose your rental vehicle excess cover from $5,000 up to $10,000 and protect yourself from unexpected fees.

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FAQs About Direct travel Insurance

What Are The Benefits Of Having Travel Insurance For My Trip?
When you travel half the excitement it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there is the potential for lost, stolen or damaged belongings or delayed flights which can add more expenses on top of an already costly holiday.
Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please contact us.

What Activities Are Covered By 1Cover?
We cover a range of activities with our Adventure & Sports Pack, like bungee jumping, abseiling, and more. To view a full list of activities covered under our 1Cover policies click here.

Can I Apply To extend My Travel Insurance Policy?
Yes, you simply need to email us at [email protected] or speak to a call centre representative via online chat. One of our travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available.

What Happens If I Come Home Early?
Your policy covers the full duration of your trip. There are no refunds should you come home earlier than planned.

READ ALL FAQS

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We've Already Helped 1.5 Million Customers

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Outstanding service
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