Travel with your whole family on one convenient policy whether you’re going overseas or travelling around Australia.
You're covered for a heap of activities to entertain your kids on your action-packed holiday.
Whether you’re travelling around Australia or going round the world with your family, we have different policies to suit you and your loved ones.
You may have to cancel or switch things around at times, and we can cover for cancellation fees or lost deposits.
If you need to extend or shorten your journey, we can provide up to $2,000. Please see the PDS for details.
Going to the snow for skiing fun with the family? Then choose the winter sports add-on to ensure you and your family are properly covered.
Before you head off on your cruise, make sure you add the Cruise Pack Add-On so that you and the kids are safe and are medically covered while you’re at sea.
If you're planning to take High Value Items on your family trip, you can choose this add-on when buying your family travel insurance.
Read the full policy wording in our Product Disclosure Statement for more details, including full terms and conditions. Limits and exclusions apply.
“They’ve got no idea..it can save your life.”
Watch the emotional story of Isabella Eaton, a little girl who travelled to Bali with her parents Tabitha and James.
See how 1Cover were able to help when Isabella nearly died - and why James thinks buying travel insurance is the most important decision you'll make when you go on holiday with your children.
Decide on what’s the best travel insurance for you and your family. Explore our table of benefits below to compare with other travel insurers.
| Policy Benefit |
Comprehensive/ Frequent Traveller (per adult) |
Medical Only |
|---|---|---|
Medical |
||
|
Overseas Emergency Medical Assistance^ |
Unlimited |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
$500 |
|
Resumption Of Journey^* |
$3,000 |
x |
|
Hospital Cash Allowance^* |
$5,000 |
x |
|
Permanent Disability^* |
$25,000 |
x |
|
Loss of Income^* |
$10,400 |
x |
Luggage |
||
|
Credit Card Fraud & Replacement^ |
$5,000 |
x |
|
Includes Travel Documents & Traveller's Cheques^ |
Yes |
x |
|
Theft Of Cash^# |
$250 |
x |
|
Luggage & Personal Effects* |
$15,000 |
x |
|
Luggage & Personal Effects Delay Expenses^ |
$250 |
x |
Cancellation |
||
|
Additional Accommodation & Travel Expenses* |
$2,000 |
x |
|
Includes Family Emergency* |
Yes |
x |
|
Includes Emergency Companion Cover* |
Yes |
x |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
x |
|
Disruption Of Journey* |
$2,000 |
x |
|
Alternative Transport Expenses^ |
$5,000 |
x |
Ancillary |
||
|
Personal Liability# |
$5 million |
$5 million |
|
Domestic Pets^* |
$500 |
x |
|
Domestic Services^* |
$500 |
x |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
x |
Going on a cruise with your family? Even when you’re cruising in Australian waters, you won’t be covered for medical costs on board. Make sure you keep you and your family safe with our Cruise Pack. See the PDS for full details.
Skiing is a popular family holiday, but snow sports can also be dangerous. If you’re hitting the slopes with the family, you can choose the Winter Sports Pack, which covers winter sports activities such as skiing and snowboarding. See the PDS for full details.
Most of 1Cover’s policies protect you with up to $5000 in rental vehicle excess cover. But if you’re hiring a car to take the family around, you have the option of increasing this cover to $8,000.
Once you're out on open water, this is classed as overseas and as such you will not be covered by the public health system. You will need to select our Cruise Pack add-on, selecting the Australia Cruise region. This add-on is available with Comprehensive policies. This ensures you are covered for full medical coverage whilst on board, as well as cancellations, missed departures, lost luggage, and more.
Yes, you can apply to extend your policy by either getting in contact with our friendly call centre team or alternatively you can log in to our Policy Manager.
We advise that you log in to the Policy Manager or contact us as soon as you know you need to extend your policy (ideally 7 days (AEST) before your policy is due to expire), so that we can make sure your extension is guaranteed. Once a policy lapses we are unable to extend it.
They need to be with you for 100% of the time to be classed as a dependant for the purposes of a Family Travel Insurance policy.
There are plenty of activities for families to do (and enjoy) together while overseas.
Planning is key, particularly if you're flying, and the more prepared you are the better your chances are at having a smooth and stress-free journey.
Since 2003, we've provided travel insurance to more than 2 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.
We’re proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.
Our customer service specialists are based in Sydney and operate from Monday to Friday. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out.
The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really wrong, we'll be there to help you.
Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.
If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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