Win $10k holiday! T&Cs apply
Win $10k holiday! T&Cs apply
Travel with your whole family on one convenient policy whether you’re going overseas or travelling around Australia.
Buy an Adventure & Sports Pack to get covered for a heap of activities to entertain your kids on your action-packed holiday.
Whether you’re travelling around Australia or going round the world with your family, we have different policies to suit you and your loved ones.
You may have to cancel or switch things around at times, and we can cover for cancellation fees or lost deposits.
If you need to extend or shorten your journey, we can provide cover. Please see the PDS for details.
Going to the snow for skiing fun with the family? Then choose the winter sports add-on to ensure you and your family are properly covered.
Before you head off on your cruise, make sure you add the Cruise Pack Add-On so that you and the kids are safe and are medically covered while you’re at sea.
If you're planning to take High Value Items on your family trip, you can choose this add-on when buying your family travel insurance.
Read the full policy wording in our Product Disclosure Statement for more details, including full terms and conditions. Limits and exclusions apply.
“They’ve got no idea..it can save your life.”
Watch the emotional story of Isabella Eaton, a little girl who travelled to Bali with her parents Tabitha and James.
See how 1Cover were able to help when Isabella nearly died - and why James thinks buying travel insurance is the most important decision you'll make when you go on holiday with your children.
Decide on what’s the best travel insurance for you and your family. Explore our table of benefits below to compare with other travel insurers.
| Policy Benefits | Comprehensive/ Frequent Traveller | Medical Only | |
|---|---|---|---|
Emergency | |||
| 24/7 Emergency Assistance Service | included | included | |
Medical | |||
| Overseas Emergency Medical & Hospital Expenses | SO | unlimited | unlimited |
| Dental Expenses | $1,000 | $1,000 | |
| Hospital Cash Allowance | SO | $5,000 | - |
| Repatriation Of Remains | $25,000 | $25,000 | |
| Permanent Disability | $25,000 | - | |
| Loss of Income | SO | $10,400 | - |
Luggage & Personal Items | |||
| Travel Documents & Transaction Cards | $5,000 | - | |
| Theft of Cash | P | $250 | - |
| Luggage & Personal Effects | ASO | $15,000 | - |
| Luggage & Personal Effects Delay Expenses | ASO | $1,000 | - |
Cancellation & Delay | |||
| Pre-Departure Cancellation Fees & Lost Deposits | PSO | chosen limit | - |
| Pre-Departure Amendments to Journey | A | $2,000 | - |
On-trip Disruption | |||
| On-trip Cancellation Fees & Lost Deposits | PSO | chosen limit | - |
| Additional Accommodation & Travel Expenses — Family Emergency — Emergency Companion Cover | ASO | $50,000 | - |
| Travel Delay Expenses | SO | $2,000 | - |
| Special Event Transport Expenses | $2,000 | - | |
Other | |||
| Personal Liability | P | $5 million | $5 million |
| Domestic Pets | SO | $500 | - |
| Domestic Services | SO | $500 | - |
This table is a summary of cover only. Sub-limits may apply. Please read the Policy Wording for full terms, conditions, limits, excess payable and exclusions to determine whether our travel insurance is right for you. All benefits are per traveller, unless specified. A Limits are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller. S Sub-limits apply. P Limits are per policy regardless of the number of persons the claim relates to. O There is no cover while travelling in Australia. |
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If you’re on a long-term trip and you’re thinking of taking a cruise, you might want to add the Cruise Pack to your policy to ensure you’re covered at sea. See PDS for full details.
If you’re on an exciting, adventure trip, you need to add the Sports & Adventure Pack to your policy to ensure you’re covered. See PDS for full details.
Mont Blanc to Niseko...your long term travels could take you to many winter wonderlands. If snow sports might be a factor on your trip, consider adding our Winter Sports Pack to your policy. See PDS for full details.
1Cover’s domestic policies protect you with rental vehicle excess cover. But you have the option of increasing this cover or adding it to international policies in case your rental car company gives you nasty surprise.
Once you're out on open water, this is classed as overseas and as such you will not be covered by the public health system. You will need to select our Cruise Pack add-on, selecting the Australia Cruise region. This add-on is available with Comprehensive policies. This ensures you are covered for full medical coverage whilst on board, as well as cancellations, missed departures, lost luggage, and more.
Yes, you can apply to extend your policy by either getting in contact with our friendly call centre team or alternatively you can log in to our Policy Manager.
We advise that you log in to the Policy Manager or contact us as soon as you know you need to extend your policy (ideally 7 days (AEST) before your policy is due to expire), so that we can make sure your extension is guaranteed. Once a policy lapses we are unable to extend it.
They need to be with you for 100% of the time to be classed as a dependant for the purposes of a Family Travel Insurance policy.
There are plenty of activities for families to do (and enjoy) together while overseas.
Planning is key, particularly if you're flying, and the more prepared you are the better your chances are at having a smooth and stress-free journey.
Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.
We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.
Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.
We’ve covered over 2 million travellers and their holiday adventures worldwide. Here’s what our customers have to say.
We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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