Win $10k holiday! T&Cs apply
Win $10k holiday! T&Cs apply
There’s always a risk of losing items when you travel.
Our Comprehensive and Domestic policies have a ‘Luggage & Personal Effects’* section, and that means any personal items owned by you and that you take with you or buy on your journey.
Luggage & personal effects are covered under all plans except for Medical Only, but individual limits apply to each item as per the table below.
| Items | Maximum payable amount for the first item*# | Maximum payable amount for subsequent lost/stolen/damaged items within same category |
|---|---|---|
|
Personal Laptops, video recorders or cameras |
$3,000 |
$750 |
|
Mobile phones and tablets, (including PDA's and any other item with phone capabilities) |
$1,000 |
$750 |
|
Jewellery |
$750 |
$250 |
|
All other items |
$750 |
$250 |
If you have precious items that you’d like to insure for a higher limit, we have the option for you to specify high value items up to $5,000. However, high value items have to be less than 12 months old and exclude drones, jewellery, bicycles, watches and watercraft (other than surfboards).
See the PDS for more details.
*Luggage & Personal Effects means any personal items owned by you that you take with you or buy on your journey, and which are designed to be worn or carried about with you. This includes items of clothing, medical aids, personal jewellery, personal laptops/tablets, photographic and video equipment, and portable equipment. However, it does not mean any bank notes, cash, cheques, currency notes, money orders, negotiable instruments, postal orders, bicycles, business samples or items that you intend to trade, drones, passports, transaction cards, or winter sports equipment
All FAQ answers are based on the current effective PDS. If your policy is older than the current PDS, please contact us or refer to your particular policy.
Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the PDS.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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