Win $10k holiday! T&Cs apply
Win $10k holiday! T&Cs apply
We don't offer third-party damages cover, but we provide cover on a rental car excess. The cover we offer extends to the excess on the rental car, or the repair cost (whichever is lesser).
This means that if your rental car is damaged or stolen while in your possession, we will cover for you for any excess that you are liable to pay.
With a 1Cover Domestic and Domestic Frequent Traveller policy you are automatically covered up to $5,000 for your rental vehicle insurance excess, with the option to increase it to $10,000 by paying an additional premium.
On the other hand, with a 1Cover Comprehensive, Overseas Frequent Traveller, and Already Overseas policy, rental vehicle insurance excess coverage is not included automatically. Under these policies, you can add cover for your rental vehicle insurance excess up to $10,000 by purchasing the Rental Vehicle Insurance Excess Pack and paying an additional premium.
Our rental vehicle insurance excess benefit will mirror your rental agreement with the rental company you choose.
What this means for you, is if the rental excess of your rental agreement covers damages to tyres, windscreen damage, roof and under-body then you have provisions to lodge a claim for reimbursement of the rental excess you had to pay.
If your rental excess does not cover these damages, and the rental company charges you a fee that is not the rental excess, then this will not be covered by our policies.
We also cover you for up to $500 to return your rental car if you are seen by a medical advisor and you have been deemed unfit to do so.
Read more about car rental excess.
View all Rental Vehicle Excess FAQs here.
All FAQ answers are based on the current effective PDS. If your policy is older than the current PDS, please contact us or refer to your particular policy.
Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the PDS.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
AU
NZ 