Win $10k holiday! T&Cs apply
Win $10k holiday! T&Cs apply
Our Comprehensive travel insurance provides cover for the rental excess if you hire a rental vehicle on your journey from a licensed rental agency.
If the car company is offering you additional cover they are usually referring to an excess reduction fee which is paid to the car company to reduce the excess on the motor vehicle insurance to $0.
1Cover offers you cover for this rental vehicle insurance excess. But note that this doesn’t take place of the rental vehicle insurance.
We don't cover you for personal liability while driving/riding - this cover should be sought through your car rental company.
We will reimburse you up to $5,000 (there are options to increase this up to $8,000 on selected policies) for the excess that could be incurred in the event of an accident while you are driving, or if the rental vehicle is damaged or stolen while in your custody.
However, we advise that you talk to your rental car company about their insurance policies and what they cover.
Our Rental Vehicle excess benefit will mirror your rental agreement with the rental company you choose.
What this means for you, is if the rental excess of your rental agreement covers damages to tyres, windscreen damage, roof and under-body then you have provisions to lodge a claim for reimbursement of the rental excess you had to pay.
If your rental excess does not cover these damages, and the rental company charges you a fee that is not the rental excess, then this will not be covered by our policies.
All FAQ answers are based on the current effective PDS. If your policy is older than the current PDS, please contact us or refer to your particular policy.
Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the PDS.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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