If you are driving a motorcycle greater than 50cc, you need to hold a current Australian motorcycle licence and to be riding legally in the country you are travelling in.
If you only hold a current Australian Drivers licence, we would offer cover for medical expenses related to mopeds and scooters with an engine size no greater than 50cc, and this coverage only takes effect if your Australian Driver’s licence is accepted in the country you are riding in.
To check if your licence is valid in the country you are travelling to we recommend that you check with the consulate of that country.
You also need to be aware that cover will not be provided to you if you are a passenger on a moped, scooter or motorcycle with the person in control not having a valid motorcycle licence valid for the country you are travelling in.
Please note that is compulsory to wear a helmet while riding a motorbike or scooter in many countries including Bali, Cambodia and Thailand. 1Cover advises you to wear a compliant motorbike helmet whenever you are a rider or passenger on a scooter or motorbike.
You need to have a vaild Australian license and a be riding a scooter of 50cc's or less to be covered. A common bike that is rented in Bali is a 100cc or 125cc four gear, semi-automatic Honda known in Indonesia as "Bebek". If you are to ride a bike that is over 50cc's then you need to have an Australian Motorbike license.
A motorcycle helmet and appropriate safety gear should be worn, even if it's not one of the requirements of where you are. It is compulsory to wear a helmet while riding a motorbike or scooter in many countries including Bali, Cambodia and Thailand. 1Cover advises you to wear a compliant motorbike helmet whenever you are a rider or passenger on a scooter or motorbike.
People don't aways use their horns in Australia and when they do, it's out of surprise or shock. But in other countries, especially ones where people ride close together, a honk is the primary means of letting others know that you're there.
Whilst the main danger might seem like the other vehicles on the road, a high percentage of accidents are caused by poor road surface conditions. Keep an eye on the roads, and keep your speed down to minimise this risk.
It's simple, if you've been drinking alcohol, you're putting yourself in danger and your travel insurance will be invalid.
We don't cover damage to rental vehicles, so it's important you check the agreement you have with your rental company. There have been cases of travellers being held accountable for damage to a vehicle they didn't cause. Make sure the rental company is legitimate, ask for a pre-rental damage report, and take photos of the vehicle before you leave.
If you are in control of a motorcycle or scooter with an engine capacity greater than 50cc, you need to hold a current, valid Australian motorcycle license.
You also need to be aware that cover will not be provided to you if you are a passenger on a moped, scooter or motorcycle, and the person in control does not have a valid license for the country you are in.
Please note that it's compulsory to wear a helmet while riding a motorbike or scooter in many countries. But regardless of local requirements, 1Cover advises you to wear a motorcycle helmet whenever you are a rider or passenger on a scooter or motorbike.
We don't offer personal liability cover whilst you are in ownership or in control of a motor vehicle, motorbike or scooter, and we don’t replace any aspect of car insurance.
However, we offer personal liability in regards to legal liability for payment of compensation in respect of death or bodily injury, and/or physical loss of, or damage to property. This benefit only applies when you are not in control of a motorised vehicle.
Provided you are within the parameters stated in the PDS, and you don’t have a Domestic or Frequent Traveller Domestic policy, then the medical benefit we offer is unlimited. Terms and conditions apply. Please note: we do not cover for Search and Rescue.
You would need to have insurance with your rental provider, as we do not provide direct cover for your vehicle. We only provide cover for you medically if you are in an accident.
Rental vehicle excess cover is not applicable for scooters and motorcycles.
In an emergency, get yourself to hospital. As soon as it's possible, we advise that you or a member of your travelling party call our medical assistance team who will be able to liaise with you or the hospital.
Scooters are one of the most convenient ways to get around Bali, but if you’re not smart about when, where and if you ride, it can end in disaster.
A pre-existing medical condition is something that must be disclosed when you’re purchasing travel insurance. Find out what pre-ex conditions are and how they affect your travel insurance.
From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not.
Since 2003, we've provided travel insurance to more than 2 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.
We’re proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.
Our customer service specialists are based in Sydney and operate from Monday to Friday. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out.
The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really wrong, we'll be there to help you.
Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.
If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.
If you have any other questions or queries, please visit our Contact Us page. If you are experiencing an emergency, please use the details on our Emergency Assistance page.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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