When it comes to globetrotting adventures, One thing you absolutely can't skimp on is travel insurance. International travel is all about exploring new destinations, exotic cuisines and making unforgettable memories. But, let's face it, unexpected stuff can happen. From flight cancellations and lost luggage to sudden illnesses or accidents, that's where travel insurance steps in. Safeguard your trip with International travel insurance with 1Cover. It's the One thing you need when One thing goes wrong.
We have easy online medical screening that allows you to apply to cover your pre-existing medical conditions.
Plans change before you travel. That's why we offer cover for cancellation fees and lost deposits.
We specialise exclusively in travel insurance - it's all we do, and it's why we are experts
We offer travel insurance to all countries as long as there is no a government 'do not travel' warning or countries that have sanctions.
Yes our Already Overseas policy covers travellers who forgot to buy cover before they departed Australia. There is no cover provided for the first 72 hours from the start date of your certificate of insurance. Read the PDS for full terms.
In most cases you are able to extend the dates of your trip if your original policy has not already expired. You can change the end date in our policy manager or contact the customer service team to help you.
A pre-existing medical condition is a condition you have at the time of buying your policy. You must declare any existing conditions when purchasing cover or it could affect a claim later. See our pre-existing medical conditions page for more information.
If you need to claim, you can do this while you are already overseas or wait until you are home, depending on the circumstances. You can make a claim here.
1Cover offers overseas medical coverage if you test positive for Coronavirus (COVID-19) and require medical treatment while overseas. However, at this time we do not cover any cancellation costs or additional costs incurred because of Coronavirus (COVID-19). D
We cover travellers of all ages on our single trip policies. Our annual multi-trip policies can be purhcased by those 64 and under.
Yes, where ever you are in the world, our emergency assistance team is available to help you 24 hours a day, 365 days a year. Click for our emergency contact details.
The main difference is that Domestic travel insurance does not cover medical benefits, unlike international travel insurance due to the governments healthcare system. If you are travelling domestically on a cruise you will be required to purchase cruise insurance as Medicare does not cover you, even if you are within Australian waters.
The cost of travel insurance is really all to do with risk. The price is determined on where you travel, how long you go for and your age. Travel Insurance is a small price to pay if you consider the cost of medical treatment overseas. You can save by purchasing annual cover, comparing your options, taking shorter trips. But really if you can't afford travel insurance, you can't afford to travel.
1Cover offers a Medical Only and Comprehensive cover for Australians traveling overseas. Compare the benefits below, or see the full details in the Policy Wording. Refer to the PDS for full details or get a quote now.
| Policy Benefit |
Comprehensive (Single-Trip & Frequent Traveller) |
Medical Only (available for ages 74 and under) |
|---|---|---|
MEDICAL |
||
|
Overseas Emergency Medical Assistance^ |
Unlimited |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
$500 |
|
Resumption Of Journey^* |
$3,000 |
x |
|
Hospital Cash Allowance^* |
$5,000 |
x |
|
Repatriation Of Remains |
$15,000 |
x |
|
Permanent Disability^* |
$25,000 |
x |
|
Loss Of Income^* |
$10,400 |
x |
LUGGAGE |
||
|
Credit Card Fraud & Replacement^ |
$5,000 |
x |
|
Includes Travel Documents & Traveller's Cheques^ |
Yes |
x |
|
Theft Of Cash^# |
$250 |
x |
|
Luggage & Personal Effects* |
$15,000 |
x |
|
Luggage & Personal Effects Delay Expenses^ |
$250 |
x |
CANCELLATION |
||
|
Additional Accommodation & Travel Expenses* |
$50,000 |
x |
|
Includes Family Emergency* |
Yes |
x |
|
Includes Emergency Companion Cover* |
Yes |
x |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
x |
|
Disruption Of Journey* |
$2,000 |
x |
|
Alternative Transport Expenses^ |
$5,000 |
x |
ANCILLARY |
||
|
Personal Liability# |
$5 million |
$5 million |
|
Domestic Pets^* |
$500 |
x |
|
Domestic Services^* |
$500 |
x |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
x |
So Get 1Cover Travel Insurance, It's The One Thing You Need... When One thing Goes Wrong.
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Since 2003, we've provided travel insurance to more than 2 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.
We’re proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.
Our customer service specialists are based in Sydney and operate from Monday to Friday. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out.
The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really wrong, we'll be there to help you.
Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.
If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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