If you’re going away for a long time, travel the world with peace of mind, knowing you’ve got unlimited cover for medical and emergency assistance.
If you’re away and you just don’t want to come back, you may be able to extend your journey or purchase an Already Overseas policy to cover yourself for an extra 90 days.
Plans can change before you go or even while you’re away. We make it easy to cancel or switch things around and cover you for cancellation fees or lost deposits in certain situations.
Big trips are for adventures and discovery and, of course, having fun! We cover a multitude of activities, including bungee-jumping.
A rental car or campervan might be part of your long-term holiday. If something goes wrong, we cover rental vehicle excess up to $5,000. You also have the option to increase this amount.
There's nothing worse than losing or damaging your favourite things, particularly when you're on a long term trip. Our policies cover up to $15,000 worth of luggage and personal effects, such as cameras and clothing.
Are you taking a big trip with a group of friends, colleagues, or a team? With 1Cover, up to 25 people can travel on one policy and enjoy all the benefits - with all the paperwork in one place.
Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you.
If you lose your policy documentation, please check your email inbox to see if the originals are there. If you are still unable to find the documents and relevant information, please contact us as soon as possible to retrieve them.
No. If you're intoxicated, taking drugs (that haven't been prescribed) and your claim results from these actions, then you're not covered.
If you have purchased Comprehensive, Essentials, Medical Only, Frequent Traveller, or Already Overseas, the cover is available for your medical transfer or evacuation if you must be transported to the nearest hospital for emergency medical treatment overseas, or be brought back to Australia with appropriate medical supervision.
Coverage is also available under these Plans for the return to Australia of your dependants if they are left without supervision following your hospitalisation or evacuation.
All expenses for medical evacuation must first be approved by 1Cover. This only applies to the Plans listed above, as there is no cover for medical/hospital expenses or repatriation under Domestic plans. If you are travelling on a cruise, you must have the Cruise Pack in order to be covered for medical treatment, transfer or evacuation.
All countries have travel advice levels that you should check these prior to travelling. If a government or other official body have issued a specific "Do Not Travel" or "Reconsider your need to travel" warning and you go, you will not be covered. For more information, please see Smartraveller.gov.au.
We often feel more adventurous on holiday than when we're at home. Luckily we automatically cover you for too many activities to mention here. View a full list of activities covered.
You may extend your cover free of charge if you find that your return to Australia has been delayed because of one or more of the following:
a) a bus line, airline, shipping line or rail authority you are travelling on, or that has accepted your fare or luggage and personal effects, is delayed;
b) the delay is due to a reason for which you can claim under your policy (subject to 1cover approval). Please refer to the PDS for further information.
Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.
If you’re on a long-term trip and you’re thinking of taking a cruise, you might want to add the Cruise Pack to your policy to ensure you’re covered at sea. See PDS for full details.
Mont Blanc to Niseko...your long term travels could take you to many winter wonderlands. If snow sports might be a factor on your trip, consider adding our Winter Sports Pack to your policy. See PDS for full details.
Most of 1Cover’s policies protect you with up to $5,000 in rental vehicle excess cover. But you have the option of increasing this cover to $8,000 in case your rental car company gives you nasty surprise.
Travel insurance is important when you're carrying an extra little person inside of you.
If you need to be brought back home due to a medical emergency our policies cover it.
Read all you need to know before you go about travel vaccinations and travel health.
Travelling means doing - especially when you're away for a while. Luckily we 100+ activities. You can have fun while you’re away - and still have peace of mind.
Do you or anyone you’re travelling with have pre-existing medical conditions? Or are you wondering about pregnancy and travel insurance? Find answers to all your medical-related questions here.
In addition to reading the PDS, you can find out exactly what and what you’re not covered for while you’re away with this handy resource.
Since 2003, we've provided travel insurance to more than 2 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.
We’re proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.
Our customer service specialists are based in Sydney and operate from Monday to Friday. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out.
The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really wrong, we'll be there to help you.
Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.
If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.
If you have any other questions or queries, please visit our Contact Us page.
If you are experiencing an emergency, please use the details on our Emergency Assistance page.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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