New Zealand Travel Insurance - Get a quote

• Won't The RHCA Cover Me If I Require Medical Assistance In New Zealand?

• The reciprocal health care agreement (RHCA) lets Medicare card-holding Australians access limited medical services. This means Medicare-eligible Australians in New Zealand are covered for in-patient public hospital treatments and accommodation.
  
  But the RHCA won't cover any prescription medicines/supplies, or any other medical treatments you require, including any hospital outpatient treatments and all private hospital services.
  
  The RHCA doesn't cover emergency evacuation and repatriation costs either. New Zealand has many isolated areas, and if you're injured or sick, you might need emergency evacuation to a major hospital.

• Can I Apply To Extend My Travel Insurance Policy While I’m Away?

• Yes, of course. If you want to extend your policy while you’re in New Zealand,  the easiest way to do this is via the Policy Manager.
  You'll need your policy number (available in the email confirming your policy), and a few other simple details. Log-in and extend your trip, add destinations, or buy add ons/extras.
  
  Make sure you extend your policy before it expires (please keep in mind Australian AEST/AEDST).
  
  If you have trouble, you can email us at [email protected]
  
  Please note there may be instances where a policy extension is not available. 

• Do You Cover Skiiing & Snowboarding In New Zealand?

• Yes, of course. Just add the Winter Sports Pack to your comprehensive policy. Thousands of Aussies head to New Zealand's ski fields every year, and this add-on covers you for medical emergencies, as well as equipment damage, weather delays, and piste closure. Find out more here. 

• Do You Cover The Excess On A Rental Campervan Or Car?

• Renting a car to see New Zealand is popular, but you need to be aware that car hire companies will often charge you a hefty excess fee if something happens to your hire car. So even if you take out insurance with your hire company, you might still be liable for thousands of dollars.
  
  We cover you up to $5000 for the excess that could be incurred in the event of an accident, whether it's your fault or not. We provide cover for rental cars, van, 4WD, or campervans (so long as the vehicle doesn’t exceed 4.5 tonnes).
  
  We also cover you for up to $500 to return your rental car if you are seen by a medical advisor and you have been deemed unfit to do so. For an additional premium, you can increase your Rental Vehicle Excess Add-On to $6000, $7000, or $8000. 

• Will I Be Covered For Bungee Jumping In New Zealand?

• Unlike many other travel insurance providers, 1Cover offers cover for bungee jumping in New Zealand, as long as it’s done with a fully licensed operated company, like AJ Hackett. We also cover 100+ other activities: check out the full list here.

• Can I Choose My Excess?

• Sure. If you choose a lower excess, it means you'll pay less if you need to claim, but you'll pay a little bit more upfront. If you opt for a higher excess, it means you'll pay less now and a little bit more if you need to claim.

•  I Travel To New Zealand A Few Times A Year. What's Policy Is Best For Me? 

• Our Frequent Traveller policy allows you to take as many trips under the one policy for 12 months and enjoy comprehensive cover on each one.
  
  Find out more about our annual travel insurance policies here.

•  Will I Be Covered If Something Happens To Me While Under The Influence Of Drugs Or Alcohol?

• Our policy states that any claim arising from being intoxicated, addicted or under the influence of liquor or drugs, except those prescribed by a Medical Adviser, will not be covered.

• Do I need any vaccinations before Visiting New Zealand?

• There aren't any compulsory vaccinations you need for New Zealand. However whenever you travel you should make sure you are up-to-date on routine vaccines. These include measles-mumps-rubella, tetanus, chickenpox, polio, and your yearly flu shot.

• Do I need A Visa To enter New Zealand? 

• Aussies planning to visit New Zealand for a holiday do not need to apply for a visitor visa, as Australia is on the visa-waiver list. There are some exceptions to this rule, which are mainly to do with how long you want to stay . If you have been sentenced to imprisonment, deported from any country, or have been involved in known criminal or terrorist groups, then you should contact the nearest High Commission or Consulate of New Zealand well in advance of travel for advice on visa requirements.

• > What are New Zealand's Quarantine Regulations?

• New Zealand has strict quarantine regulations, and instant fines are issued for failing to declare items for quarantine on arrival. Make sure you declare any foodstuffs, animal products or items used in the outdoors. People failing to declare biosecurity risk goods can receive an instant fine of $400, be fined up to $100,000 and/or face up to five years in prison. For more information visit the New Zealand Customs Service website or the New Zealand Immigration website. 

• Do you cover cruising to New Zealand?

• Yes, and if you’re cruising New Zealand’s spectacular waterways, it’s important to get travel insurance to cover you out at sea. Did you know if you go on a cruise in Australian waters you are no longer covered by Medicare or private health care? Additionally, things can happen on cruise ships, like losing power kilometers from land, or outbreaks of food poisoning that spread like wildfire. Luckily, you can choose a cruise-add on for your next trip. Find out more here. 

• Do you cover seniors travelling to New Zealand?

• We can provide cover to people of all ages. If you have any pre-existing medical conditions we may require a little more information from you and some exclusions may apply. See here for more details. 

• Am I covered if i'm pregnant when i'm travelling to new Zealand?

  • If you're travelling to New Zealand while pregnant, you are covered for single foetus pregnancies, up to, and inclusive of, the 24th week of gestation. For multiple pregnancies, you'll be covered up to and inclusive of the 19th week of gestation. If you have had complications fromyour pregnancy, you’ll need to complete a medical screening.
    
    We will assess your application and decide whether and to what extent we can offer you insurance for your pregnancy and/or journey. If you have not told us about the circumstances of your pregnancy when you were required to do so, we may refuse your claim or reduce it to the amount we would have paid had you given us the required information.
    
    Please note: we will not pay any medical expenses for:
     a) Regular antenatal care;
    b) Childbirth at any gestation; or
    c) Care of the newborn child. 
    
    FInd more here.  

• Am I covered if i'm going on a working holiday to New Zealand?

• Yes, we will cover you if you have the intention of coming back home within 12 months of your departure. 

•  Am I Covered For Travel Interruptions Caused By Earthquakes And Other Natural Disasters?

• Travel insurance provides cover for weather events as long as they are unforeseen. The most common types of natural disasters in New Zealand are earthquakes, blizzards, landslides, and flooding. Our policies do not cover claims for losses caused by an event that you were aware of at the time of purchasing your policy.
  
  Once an event has become published in the mass media, it is expected that you have purchased your insurance with this knowledge in mind. 1Cover will, where possible, issue travel warnings in relation to such large scale events and the dates and times after which they are not seen as an unforseen event.

• Can I Get Extra Cover For My High-Value Items?

• Laptop computers, cameras, mobile phones…they’re all things we need on at home and on holiday. That’s why you can choose a bit of extra protection for your can’t-live-withouts. All you need to do is include and specify certain high-value items that aren't automatically covered when you're buying your policy.
  
  Note: the items cannot be older than 12 month, and you can't specify items like jewellery, watches, bicycles and watercraft (apart from surfboards).

READ ALL FAQS