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Ski Insurance - Get a quote

Before you buy,
please read our travel alerts.
1Cover awards

Travel with snow Worries

Buy a 1Cover Comprehensive policy with the Winter Sports Pack to be covered for skiing and snowboarding on your trip. The Winter Sports Pack must be included for the entire trip duration.

 

Unlimited Medical Medical Costs

Unlimited medical assistance for your overseas expenses including emergency medical evacuation if you hurt yourself on the ski slopes. 

Winter Sports

 winter Sports

 Cover for skiing, snowboarding, heli-skiing, and other winter sports activities both on-piste and off-piste within resort boundaries. .

cancel

Cancellation cover

Choose how much cancellation cover you need. If illness or injury mean you can’t use prepaid ski passes, ski hire, or ski lessons, we’ll cover lost deposits or expenses.

winter sports

 Ski equipment

If your favourite snowboard, skiis, or any other winter sports equipment is lost, stolen or damaged, (while not in use) we'll cover it. 

weather

Bad weather

If bad weather delays your travel by more than 12 hours, we’ll cover any accommodation and required travel expenses.

piste closure Piste Closure

 If bad weather, lack of snow, or power failure cause closures for more than 24 hours, we'll cover extra ski pass costs, or transport to the nearest resort.
ski gear

Rental Ski gear Excess

If your ski rental gear is stolen or damaged, don't worry. We'll cover the rental gear excess, or the cost of the repairs. 
rental car

Optional Rental Car excess

  •  Hiring a car to get to and from the slopes each day? We can cover the excess if the car is damaged or stolen.
Please note: a double excess will apply for some claims that arise directly from you participating in winter sport activities (see Policy Wording for details). Additionally, all the benefits listed below are subject to the terms and conditions, as well as the limits and exclusions as outlined in the Policy Wording. If you need a policy for multiple trips a year, see our annual frequent traveller page.

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Table of Benefits
Ski & Snowboarding Travel Insurance


Explore our table of benefits below to see the top policy benefits provided by our Ski & Snowboarding Travel Insurance.
To see all the benefits, view the
PDS or get an instant quote now

Policy BenefitsComprehensive/ Frequent TravellerDomestic/ Frequent Traveller DomesticAlready Overseas
Emergency
24/7 Emergency Assistance Serviceincludedincludedincluded
Medical
Overseas Emergency Medical & Hospital ExpensesSOunlimited-unlimited
Dental Expenses$1,000-$1,000
Hospital Cash AllowanceSO$5,000-$5,000
Repatriation Of Remains$25,000-$25,000
Permanent Disability$25,000-$25,000
Loss of IncomeSO$10,400-$10,400
Luggage & Personal Items
Travel Documents & Transaction Cards$5,000-$5,000
Theft of CashP$250-$250
Luggage & Personal EffectsASO$15,000$15,000$15,000
Luggage & Personal Effects Delay ExpensesASO$1,000$1,000$1,000
Cancellation & Delay
Pre-Departure Cancellation Fees & Lost DepositsPSOchosen limitchosen limitchosen limit
Pre-Departure Amendments to JourneyA$2,000$2,000-
On-trip Disruption
On-trip Cancellation Fees & Lost DepositsPSOchosen limitchosen limitchosen limit
Additional Accommodation & Travel Expenses
— Family Emergency
— Emergency Companion Cover
ASO$50,000$50,000$50,000
Travel Delay ExpensesSO$2,000$2,000$2,000
Special Event Transport Expenses$2,000-$2,000
Other
Personal LiabilityP$5 million$5 million$5 million
Domestic PetsSO$500$500$500
Domestic ServicesSO$500-$500
Rental Vehicle Excess
Rental Vehicle Insurance ExcessPSOchosen limitchosen limitchosen limit

This table is a summary of cover only. Sub-limits may apply. Please read the Policy Wording for full terms, conditions, limits, excess payable and exclusions to determine whether our travel insurance is right for you. All benefits are per traveller, unless specified.

A Limits are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.
S Sub-limits apply.
P Limits are per policy regardless of the number of persons the claim relates to.
O There is no cover while travelling in Australia.
 
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Ski And Snowboarding Travel Insurance FAQS

  • Am I Covered For Off-Piste Skiing & Snowboarding?
  • Yes, we provide cover for off-piste skiing and snowboarding as long as it is within a short distance from designated areas of ski resort boundaries on groomed terrain that are open and patrolled by the ski resort.​

    You must select the Winter Sports Pack add-on when booking your policy to be covered for any winter sports activities. 

  • Do Your Policies Provide Cover For Backcountry?
  • We do not cover backcountry skiing due to the high risk of skiing in a sparsely inhabited rural region over ungroomed and unmarked slopes, it is advised to stay within resort boundaries where the slopes are patrolled. 

  • Am I Covered For Rental Ski Equipment Hire Excess?
  • Yes! When you are booking your policy simply select the Winter Sports Pack add-on and you will enjoy cover for Rental Ski Equipment Hire Excess. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.

  • Are There Any Age Restrictions For The Winter Sports Pack?
  • Yes, these policies are only available for customers under the age of 69. 

  • Under What Sections Does Double Excess Apply?
  • A double excess applies for all claims under sections Overseas Medical & Hospital Expenses, Additional Accommodation & Travel Expenses, and Cancellation Fees & Lost Deposits if you purchase this option and your claim arises directly from you participating in winter sports activities. You cannot pay to remove this excess. 

  • Is There Anything The Winter Sports Pack Does Not Cover?
  • The Winter Sports Pack does not provide cover for claims under Permanent Disability or Personal Liability that arise from you participating in winter sports activities. 

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds if you come home earlier than planned. This is stated in the PDS.

 

READ ALL FAQS

 

 

Optional Coverage

Choose Your Excess

Choose your excess

Choose the excess that best suits you. Opting for a lower excess means you'll pay less if you need to claim.

High Value Item Cover

High-Value Items Cover

Protect your high-value items not automatically covered by your policy. Note: items cannot be older than 12 months.

Rental Car Cover

Optional Rental Vehicle Excess

Choose to incuded your rental vehicle excess cover and protect yourself from unexpected fees.

 

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the ultimate skiing guide

 

The ultimate collection of our top tips for your trip across to the slopes.
From domestic skiing, to insurance neccesities we've covered it all.
 Click here to read more.

 

Ski survival guide

 

 

Going Bungee Jumping, Sailing, or motorbiking?
We can cover Activities and sports. 

 

 

Ski travel tips

skiing in australia

It's easy to forget that there are some incredible ski fields right here in Australia — and they’re comparable to some of the best in the world.

skiing in new zealand

 New Zealand has some of the world’s newest peaks and valleys, a decidedly ski-oriented national culture, and a ridiculously long season.

skiing in the USA and canada

The wonderful reality of skiing in North America is that it caters to everyone, whether you’re a newbie, or a family looking to bond.

 

Why Choose 1Cover Travel Insurance?

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24/7 emergency assistance

Our emergency assistance team are available to help you 24 hours a day, 365 days a year, no matter where you are in the world.

Award winning Insurance

We’re recognised with awards for exceptional products and service by industry experts Canstar, Mozo and Product Review.

Customer Service Excellence

Whether you're buying a policy or making a claim, one of our friendly travel insurance experts will be able to assist you.

Trusted by Million

We’ve covered over 2 million travellers and their holiday adventures worldwide. Here’s what our customers have to say.

Medical Conditions Cover

We make it easy to declare your pre-existing medical conditions and apply for cover with a simple online assessment.

Fast claims service

We make claiming easy. Use our online claims form to get your claim assessed and resolved as quickly as possible.