Travelling while you're a student opens up the world like nothing else. It's an incredible adventure to leave home behind - but there are a few things to remember:
Travel with total peace of mind. If anything goes wrong you've got unlimited emergency assistance and medical cover.
Whether its a laptop, phone, handbag or skateboard, we cover up to $15K of lost, stolen or damaged luggage & items.
If you need to cancel your trip or the unexpected occurs, we provide unlimited cover for cancellation fees or lost deposits.
It can be scary if something goes wrong in a new place. That's why our our emergency team is available to help you 24/7.
Road-tripping is a common way to sight-see while overseas, and that’s why we offer up to $5,000 cover for rental car excess if your vehicle is damaged or stolen.
If you're going away for a long time, you'll be glad to know that we offer cover for trips up to 12 months long. Explore the world and travel happy with 1Cover.
Anything can happen while you’re away and if you need to add destinations, change your policy add-ons or extend your cover, you can do it in your Policy Manager.
Explore our table of benefits below to see the policy benefits provided by our comprehensive travel insurance policies for both overseas and domestic travel. For full information on all of our policies, see the PDS or get an instant quote now.
| Comprehensive Travel Insurance Policy Benefit |
OVERSEAS |
DOMESTIC |
|---|---|---|
Medical |
||
|
Overseas Emergency Medical Assistance |
Unlimited |
X |
|
Overseas Emergency Medical & Hospital Expenses |
Unlimited | X |
|
Includes Dental Expenses (per adult) |
$1,000 |
X |
|
Resumption Of Journey |
$3,000 |
X |
|
Hospital Cash Allowance |
$5,000 |
X |
|
Repatriation Of Remains |
$15,000 |
$15,000 |
|
Permanent Disability |
$25,000 |
X |
|
Loss of Income |
$10,400 |
X |
Luggage |
||
|
Credit Card Fraud & Replacement |
$5,000 |
X |
|
Includes Travel Documents & Traveller's Cheques |
Yes |
X |
|
Theft Of Cash |
$250 |
X |
|
Luggage & Personal Effects |
$15,000 |
$15,000 |
|
Luggage & Personal Effects Delay Expenses |
$250 |
X |
cancellation |
||
|
Additional Accommodation & Travel Expenses |
$2,000 |
$2,000 |
|
Includes Family Emergency |
Yes |
Yes |
|
Includes Emergency Companion Cover |
Yes |
Yes |
|
Cancellation Fees & Lost Deposits |
Unlimited |
Unlimited |
|
Disruption Of Journey |
$1,000 |
$1,000 |
|
Alternative Transport Expenses |
$5,000 |
X |
ancillary |
||
|
Personal Liability |
$5 million |
$5 million |
|
Domestic Pets |
$500 |
X |
|
Domestic Services |
$500 |
X |
|
Rental Vehicle Insurance Excess |
$5,000 |
$5,000 |
If you’re thinking of taking a cruise while you’re away, you might want to add the Cruise Pack to your policy to ensure you’re covered at sea. See PDS for full details.
If you’re going to take part in skiing, snowboarding or any other winter sports, you might want to consider adding our Winter Sports Pack to your policy. See PDS for full details.
Most of 1Cover’s policies protect you with up to $5,000 in rental vehicle excess cover. But you have the option of increasing this cover to $8,000.
When you travel it's all about the new and unknown which unfortunately means you never know what could go wrong. Things like medical emergencies while overseas could cost $50,000+, and then there's lost luggage, stolen belongings and delayed flights which are more expenses on top of an already costly holiday.
Travel is unpredictable and travel insurance is there to help provide you peace of mind that when the unexpected happens, we'll be there to help out. We advise you to read the Product Disclosure Statement to make sure this product is right for you. If you have any questions please call our friendly call centre.
Yes. You must extend your policy before it expires (11.59pm AEST/AEDST). To extend your policy online use the policy manager, or email us at [email protected] or speak to a call centre representative via online chat. One of our trained travel insurance specialists will assist you in the policy extension. You'll be issued with a quote for the policy extension period. And you'll need to process a payment for this extended period. Please note there may be instances where a policy extension is not available
If you leave your belongings unattended or unsupervised and they are stolen we are unable to cover them. Always keep watch of your belongings and ensure you or someone you trust is looking after them.
Being intoxicated is a general exclusion under the 1Cover policy wording and you will not be covered.
Our policy states that any claim arising from being intoxicated, addicted or under the influence of liquor or drugs, except those prescribed by a medical adviser, will not be covered.
No. For obvious reasons we can't help you out here. Always adhere to local laws.
Your complimentary university travel insurance may cover you for travel during the semester, but if you plan to do any travelling outside of term time, or to countries other than where your exchange is taking place, then you may not be covered.
Medical Only policies do not provide cover for luggage or any personal belongings, so you will need to purchase a comprehensive policy. Our comprehensive policies provide cover for up to $3000 for laptops, handheld computers, cameras and video cameras. DO WE WANT TO MENTION THAT SUBSEQUENT LOSS IS ONLY COVERED UP TO $750?
All countries have travel advice levels and you always check these prior to travelling. If a government or other official body have issued a specific "Do Not Travel" or "Reconsider your need to travel" warning and you go, you will not be covered. For more information, please see Smartraveller.gov.au.
Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds should you go home earlier than planned.
If you’re planning on heading off for anything more than a month, there are a few things you need to think about.
They may seem like a good idea at the time, but these travel items are more pointless than practical.
The world is a field of cultural differences, and a gesture that’s acceptable in Australia may be highly offensive in another country.
Do you or anyone you’re travelling with have pre-existing medical conditions?Find answers to all your medical related questions here.
The one thing you should do before you get travel insurance is look at 1Cover Travel Alerts. You’ll find information on world events/disasters that may affect your policy.
In addition to reading the PDS, you can find out exactly what and what you’re not covered for with this handy resource.
24 hours a day, 365 days a year. If something happens while you’re away, make sure you contact us straight-away so we can advise you on the best thing to do.
Since 2003, we've provided travel insurance to more than 2 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.
We’re proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.
Our customer service specialists are based in Sydney and operate from Monday to Friday. Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out.
The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really wrong, we'll be there to help you.
Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.
If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.
If you have any other questions or queries, please visit our Contact Us page.
If you are experiencing an emergency, please use the details on our Emergency Assistance page.
1Cover ® is a registered trademark of 1Cover Pty Ltd. 1Cover Pty Ltd ABN 91 105 954 265, is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. Before you buy, please read the Product Disclosure Statement and Target Market Determination. Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Product Disclosure Statement (‘PDS’). Before you purchase, please note in particular, the eligibility criteria, travel warnings in place and limitations to claim under multiple policy sections.
This insurance is underwritten by HDI Global Specialty SE – Australia.
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