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Ski Insurance - Get a quote

Before you buy,
please read our travel alerts.
1Cover awards

Travel with snow Worries

Buy a 1Cover Comprehensive policy with the Winter Sports Pack to be covered for skiing and snowboarding on your trip. The Winter Sports Pack must be included for the entire trip duration.

 

Unlimited Medical Medical Costs

Unlimited medical assistance for your overseas expenses including emergency medical evacuation if you hurt yourself on the ski slopes. 

Winter Sports

 winter Sports

 Cover for skiing, snowboarding, heli-skiing, and other winter sports activities both on-piste and off-piste within resort boundaries. .

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Cancellation cover

If illness or injury mean you can’t use prepaid ski passes, ski hire, or ski lessons, we’ll cover any lost deposits or expenses.

winter sports

 Ski equipment

If your favourite snowboard, skiis, or any other winter sports equipment is lost, stolen or damaged, (while not in use) we'll cover it. 

weather

Bad weather

If bad weather delays your travel by more than 12 hours, we’ll cover any accommodation and required travel expenses.

piste closure Piste Closure

 If bad weather, lack of snow, or power failure cause closures for more than 24 hours, we'll cover extra ski pass costs, or transport to the nearest resort.
ski gear

Rental Ski gear Excess

If your ski rental gear is stolen or damaged, don't worry. We'll cover the rental gear excess, or the cost of the repairs. 
rental car

Rental Car excess

  •  Hiring a car to get to and from the slopes each day? We'll cover the excess up to $5,000 if the car is damaged or stolen.

 

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Table of Benefits
Ski & Snowboarding Travel Insurance


Explore our table of benefits below to see the top policy benefits provided by our Ski & Snowboarding Travel Insurance.
To see all the benefits, view the
PDS or get an instant quote now

Policy Benefit Comprehensive/
Frequent Traveller
Domestic/
Frequent Traveller Domestic
Already Overseas
MEDICAL
     

Overseas Emergency Medical Assistance^

Unlimited

X

Unlimited

Overseas Emergency Medical & Hospital Expenses^*

Unlimited X

Unlimited

Includes Dental Expenses (per adult)^

$1,000

X

$500

Resumption Of Journey^*

$3,000

X

$3,000

Hospital Cash Allowance^*

$5,000

X

$5,000

Repatriation Of Remains

$15,000

$15,000

$15,000

Permanent Disability^*

$25,000

X

$25,000

Loss Of Income^*

$10,400

X

$10,400

Luggage
     

Credit Card Fraud & Replacement^

$5,000

X

$5,000

Includes Travel Documents & Traveller's Cheques^

Yes

X

Yes

Theft Of Cash^#

$250

X

$250

Luggage & Personal Effects*

$15,000

$15,000

$15,000

Luggage & Personal Effects Delay Expenses^

$250

X

$250

cancellation 
     

Additional Accommodation & Travel Expenses*

$2,000

$2,000

$2,000

Includes Family Emergency*

Yes

Yes

Yes

Includes Emergency Companion Cover*

Yes

Yes

Yes

Cancellation Fees & Lost Deposits*

Unlimited

Unlimited

Unlimited

Disruption Of Journey*

$2,000

$2,000

$2,000

Alternative Transport Expenses^

$5,000

X

$5,000

ancillary 
     

Personal Liability#

$5 million

$5 million

$5 million

Domestic Pets^*

$500

X

$500

Domestic Services^*

$500

X

$500

Rental Vehicle Insurance Excess#*

$5,000

$5,000

$5,000

Winter Sports Pack 
     
Emergency Rescue^^

Unlimited

Unlimited Unlimited
Ski Pack^^

$750

$750 $750
Piste Closure^^*

$1,000

$1,000 $1,000
Bad Weather & Avalanche Closure^^

$750

$750 $750
Winter Sports Equipment Hire^^

$1,500

$1,500 $1,500
Winter Sports Equipment Excess^^*

$750

$750 $750
 
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Ski And Snowboarding Travel Insurance FAQS

  •  Am I Covered For Heliskiing?
  • The Winter Sports Pack covers claims that may arise from amateur heliskiing activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.

  • Am I Covered For Off-Piste Skiing & Snowboarding?
  • Yes, we provide cover for off-piste skiing and snowboarding as long as it is within a short distance from designated areas of ski resort boundaries on groomed terrain that are open and patrolled by the ski resort.​

    You must select the Winter Sports Pack add-on when booking your policy to be covered for any winter sports activities. 

  • Do Your Policies Provide Cover For Backcountry?
  • We do not cover backcountry skiing due to the high risk of skiing in a sparsely inhabited rural region over ungroomed and unmarked slopes, it is advised to stay within resort boundaries where the slopes are patrolled. 

  • Am I Covered For Rental Ski Equipment Hire Excess?
  • Yes! When you are booking your policy simply select the Winter Sports Pack add-on and you will enjoy cover for Rental Ski Equipment Hire Excess. Terms and conditions, limits and exclusions apply. Please refer to the PDS for further information.

  • Are There Any Age Restrictions For The Winter Sports Pack?
  • Yes, these policies are only available for customers under the age of 64. 

  • Under What Sections Does Double Excess Apply?
  • A double excess applies for all claims under sections Overseas Medical & Hospital Expenses, Additional Accommodation & Travel Expenses, and Cancellation Fees & Lost Deposits if you purchase this option and your claim arises directly from you participating in winter sports activities. You cannot pay to remove this excess. 

  • Is There Anything The Winter Sports Pack Does Not Cover?
  • The Winter Sports Pack does not provide cover for claims under Permanent Disability or Personal Liability that arise from you participating in winter sports activities. 

  • What Happens If I Come Home Early?
  • Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds if you come home earlier than planned. This is stated in the PDS.

 

READ ALL FAQS

 

 

Optional Coverage

Choose Your Excess

Choose your excess

Choose the excess that best suits you. Opting for a lower excess means you'll pay less if you need to claim.

High Value Item Cover

High-Value Items Cover

Protect your high-value items not automatically covered by your policy. Note: items cannot be older than 12 months.

Rental Car Cover

Additional Rental Vehicle Excess

Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.

 

Get a quote

 

 

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the ultimate skiing guide

 

The ultimate collection of our top tips for your trip across to the slopes.
From domestic skiing, to insurance neccesities we've covered it all.
 Click here to read more.

 

Ski survival guide

 

 

Going Bungee Jumping, Sailing, or motorbiking?
We cover 100+ Activities and sports. 

 

 

Ski travel tips

skiing in australia

It's easy to forget that there are some incredible ski fields right here in Australia — and they’re comparable to some of the best in the world.

skiing in new zealand

 New Zealand has some of the world’s newest peaks and valleys, a decidedly ski-oriented national culture, and a ridiculously long season.

skiing in the USA and canada

The wonderful reality of skiing in North America is that it caters to everyone, whether you’re a newbie, or a family looking to bond.

 

Why Choose 1Cover Travel Insurance?

Trusted by 2 Million customers


Since 2003, we've provided travel insurance to more than 2 million happy customers around the world. We don't focus on anything else but travel insurance, and that makes us specialists in the field.

Award winning Insurance 

We’re proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.

Local Customer Service

Our customer service specialists are based in Sydney and operate from Monday to Friday.  Whether you're buying a policy or making a claim, you can be sure one of our caring, knowledgeable customer service legends will be able to help you out. 

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24/7 Emergency Assistance

The one time you really need travel insurance is in case of emergency. With 1Cover, you have 24/7 emergency assistance at all times - so when one thing goes really  wrong, we'll be there to help you.  

Pre-Existing Medical Cover

Unlike many other travel insurers, we automatically cover 35 conditions under our policies. We know everyone is different and that's why our medical team assess each pre-existing condition on a case by case basis.

Fast Claims 

If you want your claim paid quickly, and you don’t want to deal with a complicated claims process, then use 1Cover. Just make sure you have all your receipts and relevant documents handy.